Observe how much you might save yourself by looking at us rather than charge cards, payday advances and doorsteps loan providers.
Whether you are a new comer to Unify Credit Union or even a member that is long-standing we offer loans that meet your requirements which help you to definitely take solid control of one’s funds – it is possible to even apply online .
We now have a few various loan services and products offered to users:
The Starter Loan is ideal for those who are a new comer to Unify but are seeking to borrow but never have yet established any cost cost savings.
The most when it comes to very first loan is ВЈ1500.00. Top-ups or applications that are subsequent an optimum of ВЈ750. Interest is charged from the balance that is reducing of loan (42.6% APR). To learn more please see the Starter Loan web page.
The Family Loan can be obtained to those who get Child Benefit and seeking to borrow an amount that is small build cost savings money for hard times.
The most Family Loan is ВЈ750.00 and also you may top-up after you have repaid 50% of one’s loan stability. The Family Loan is present to new people or current people that do perhaps perhaps not currently have a Unify Loan. Interest is charged regarding the balance that is reducing of loan (42.6% APR). To find out more please see the grouped Family Loan web web page.
The Workplace Loan can be obtained to workers whom work with certainly one of our Workplace Partners and they are trying to borrow as much as ВЈ2000.
The absolute most available in the Workplace Loan is ВЈ2000 per application. You may top-up the mortgage as soon as 35% for the loan stability is paid back. Interest is charged from the balance that is reducing of loan (34.5% APR).For additional information please see the Workplace Loan web page.
The Saver Loan is available to users who’ve been saving frequently and regularly for at the least a few months. The most you’ll borrow is 3 times the quantity you’ve got conserved in your bank account.
You might additionally relocate to the Saver Loan product if you have accumulated cost savings when you were repaying a Starter Loan, terms apply. Interest is charged regarding the reducing stability for the loan (34.5%) To learn more please see the Saver Loan page.
The Loyalty Loan works for current long-standing users, who possess built significant cost savings more than a basis that is regular have actually lent and consistently paid back loans.
We desire to reward our members that are loyal which explains why you can easily borrow up to 4 times the total amount of your cost savings. Interest is charged in the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For extra information concerning the Loyalty Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for folks who work and possess a credit that is excellent trying to borrow as much as ВЈ3000.
The Secure Loan is present to current people in Unify. You might borrow as much as the quantity you have got conserved. The mortgage stability cannot go beyond the cost savings stability.
take note that most loans are at the mercy of our conditions that are general as set call at our Loan Policy.
SIGNIFICANT – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice can be had, totally free, from STEPCHANGE , DEBT INFORMATION FOUNDATION or your CITIZENS that is local ADVICE .
Complimentary and unbiased cash advice can be had through the cash information Service .
Just our members gain access to these starter that is great prices. Today become a member!